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(877) 522-3337

Hours:

Monday - Friday: 7 AM - 7 PM CT

Saturday: 8 AM - 4:30 PM CT

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Important Disclosures >

Deer Creek Lending is a wholly owned subdivision of DCH Inc. a wholly owned subdivision of the Santa Ysabel Economic Development Corporation, a federally chartered Tribal business corporation organized under 25 U.S.C § 5124, a sovereign economic arm, enterprise and instrumentality of, and created under the laws and for the benefit of, the Iipay Nation of Santa Ysabel, a federally recognized sovereign American Indian tribe in California, which abides by the principles of federal consumer finance laws, as incorporated under the laws of the Tribe.

Loan applications fully verified and approved Monday-Thursday by 6:30 pm Central time will be funded as soon as the next business day. Loan applications fully verified and approved Friday by 6:30 pm Central time will be funded as soon as the following Monday so long as the Monday is not a bank holiday.

As part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process.

Deer Creek Lending reviews your information in real-time to determine whether your information meets our lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases including, but not limited to, Clarity and Factor Trust and we may run your credit in order to determine your eligibility and ability to repay.
Deer Creek Lending does not lend to residents of AR, CT, DC, IL, ME, MD, MA, MN, NH, NM, NY, PA, VT, VA or WV. The availability of installment loans are subject to change at any time at the sole discretion of Deer Creek Lending.

Please note: Deer Creek Lending loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long-term financial solution. Examples of emergency reasons why these loans might be used include but are not limited to unexpected emergencies, car repair bills, medical care, or essential travel expenses. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Deer Creek Lending encourages quick repayment to save on finance fees. You will only pay the interest accrued up until your payment date. Late fees and non-sufficient funds/returned item fees may apply as described in your loan agreement. Complete disclosure of APR, fees and payment terms are provided within the Loan Agreement. If you do not make a payment on time, we will attempt to contact you via one or more authorized methods. We adhere to the principles of the federal Fair Debt Collection Practices Act (FDCPA). We may report your payment history to one or more credit bureaus. If you fail to repay your loan in accordance with its terms, we may place your loan with or sell your loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.

* You will only pay the interest accrued up until your payment date.

** You may be contacted to verify your information prior to approval. Approval is not guaranteed and may be delayed or rescinded if certain information has changed or is unable to be verified.

† Some loans may be eligible for free same-day funding if approved Mon-Fri by 2:00pm Central Time. Deposit times may vary depending on your financial institution. Same-day funding is not available in all states. Deer Creek Lending is not responsible for any additional charges applied by your financial institution. Please note, errors or omissions in providing your bank or card information in the Disbursement and Payment Choice Authorization section may cause delays.

Our website(s) use cookies and similar technologies, both for its internal and operational purposes and to market to you (such as to retarget ads to you when you visit other sites across the Internet).

© 2026 Deer Creek Lending - All Rights Reserved
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